Get A Fresh Start! | Stop Creditor Harassment
- Are you being hounded by collectors calling at all hours of the day and night?
- Are they calling your neighbors? Relatives? Employer?
- Are the calls driving you crazy?
- Are you tired of looking over your shoulder?
Please contact Kallabat & Associates, P.C.. today. Our experienced creditor harassment attorneys, John Kallabat and Jeffrey Kallabat, can stop the threatening calls and letters and help you get back on track financially. From our offices in Oakland County, our bankruptcy law firm helps people throughout the metro Detroit area and southeast Michigan to fight creditor harassment.
Filing Chapter 7 or Chapter 13 bankruptcy will stop all forms of creditor harassment. Immediately upon filing, the court issues a court order Stopping All Creditor Phone Calls, creditor letters, bills and all other creditor collection efforts. Creditors can be severely penalized for violating this court order.
Knowledgeable. Assertive. Supportive.
Email or call (800) 657-2228 • Free Consultation
We understand what it is like for individuals to be bombarded by threatening calls and letters from heartless creditors. It is very stressful for you and your family. The phone rings and your stomach drops. You shout to your kids not to answer. You feel upset and angry. And, perhaps, you feel alone.
YOU ARE NOT ALONE!!!
Many workers in Michigan have been pushed to the brink of bankruptcy due to the steep and steady decline of the U.S. auto industry. In one recent report from the FDIC, the personal bankruptcy and mortgage foreclosure rates in Michigan were among the highest in the nation. Moreover, Michigan ranked number one for residential mortgage delinquencies.
Creditor Harassment Can Happen to Anyone
Whether or not bankruptcy is the right course of action for you, our lawyers, John Kallabat and Jeffrey Kallabat, can put a stop to creditor harassment. As soon as collectors know you have a lawyer representing you regarding your debts, they must stop contacting you and instead contact your lawyer.
Creditor harassment can happen to anyone. Some people fall behind with their bills because someone in the family got sick or became disabled, or the breadwinner in the family was in an accident and lost his or her job. All too often we learn of elderly people with medical problems who feel pushed to sell off their assets or dip into their retirement savings to keep their creditors at bay.
“We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.“