Stop Repossession | Get A Fresh Start!
Losing your car or truck to repossession is a nightmare.
Most people are unable to get to work without a car. For many workers — including house painters, contractors and salespeople — their vehicles are one of the tools of their trades. Let’s face it, in a state like Michigan, where public transportation is very limited, our automobiles are an absolute necessity. People simply cannot even work or go to school or medical appointments without their cars or trucks.
If your vehicle has been repossessed, or if you are fearful that repossession is about to happen to you, please contact Kallabat & Associates. today for a FREE consultation. We can help.
Experienced. Aggressive. Caring.
Call (800) 657-2228 • Email • Free Consultation
The skilled and experienced attorneys at Kallabat & Associates, P.C. can prevent repossession of your vehicle and, in many situations, get your car back if it has already been repossessed. Our lawyers, brothers John Kallabat and Jeff Kallabat, represent clients throughout southeast Michigan and have practiced bankruptcy law for a combined total of over 20 years.
Repossession and Bankruptcy
If you have fallen seriously behind on your payments, filing for Chapter 7 or Chapter 13 bankruptcy before your car or truck is repossessed is one way to keep your vehicle. But bankruptcy is not a slam-dunk solution. There are many conditions that must be met. You may be required to make up the deficiency balance on your loan through a payment plan or to buy the car outright in what is called vehicle “redemption.”
More Things to Know About Repossession
Anything you buy on an installment plan, including a car, furniture or appliances, can be repossessed if you fail to make payments as agreed in the contract.
Creditors may not enter your home to repossess personal property without a court order. Call the police if someone tries to break into your garage to repossess your car.
If you park your car in the driveway or on the street, it will be easier for a creditor to find and take it.
If you are fretting about repossession, foreclosure or skip tracing, do something about it today. Call or Email John Kallabat and Jeffrey Kallabat at Kallabat & Associates, P.C. located in Farmington Hills, Michigan, for a free consultation. We know what to do and are ready to help you get a fresh financial start.
“We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.“