Practice Areas

Chapter 7 and Chapter 13 Lawyers

Are you laid off or have you had a cut in pay?
Were you deceived by lenders?
Are you struggling to keep up with a lifestyle you can no longer afford?


At one time or another, financial hardships affect everyone – and are caused by a variety of reasons. No one wants to admit they are struggling and depending on your circumstances, you may find yourself feeling embarrassed or angry and uncertain about what to do. Bankruptcy may be the last thing to cross your mind, but understanding the laws and the benefits are important to making the right decision.

At Kallabat & Associates P.C., our team has been representing
individuals in personal bankruptcy matters since 1994. We understand the
difficulties involved in bankruptcy and are dedicated to helping our
clients get a fresh start.

From offices in Farmington Hills, Michigan, our law firm represents
clients throughout Michigan, including Oakland, Wayne,
Genesse, Macomb, Livingston, Washtenaw;, and Genesee Counties. To find out what Kallabat & Associates P.C. can do to help you stop foreclosure and get a fresh financial start, please call or contact us us today for a free consultation.

We assist clients throughout southeast Michigan with all aspects of personal bankruptcy law, including:

Chapter 7 Bankruptcy: Chapter 7 can help you to eliminate your debt.
Chapter 13 Bankruptcy: Chapter 13 is often referred to as “wage earner bankruptcy” because it is for people with a regular source of income.
Stopping Wage Garnishment: Are you worried about wage garnishment? We can help.
Stopping Creditor Harassment: Are you being hounded day and night by harassing phone calls from creditors? We can stop them.
Stopping Repossession: Are you afraid you will be stranded if your car or truck is repossessed? We know what to do.
Stopping Foreclosures: Are you worried that some day you will come home to find all your personal possessions missing? We have the knowledge and experience to help you.
Stopping Tax Liens: Tax debts do not go away by themselves. We can explain your options.
Stopping Utility Shutoffs: Has your power been shut off? As soon as we file for bankruptcy, the utility company must turn your power back on.
Stopping Collections: Are collection agencies making your life miserable? We can help.

Knowledgeable. Assertive. Supportive.
call (248) 647-6611 or send us a message for a Free Consultation

DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.